How do I fix an error on my credit report? Investopedia
5 mistakes people make when disputing credit report errors
"Most people do not realize that it is not illegal for a credit bureau to report inaccurate information says Joy. "A claim arises only if the credit bureau or furnisher fails to properly investigate a dispute." 2. "The law allows you to go directly to the furnisher and state your case says Norm Magnuson, vice president of public affairs at the Consumer. Data Industry Association, a group representing consumer data reporting companies. That can make it much more difficult to prove your case and win substantial damages if you've been financially wronged, say consumer lawyers. In arbitration, your complaint will be handled by an individual arbitrator, appointed from an arbitration association chosen by the credit bureau, and it will be solely up.
(You can also file a complaint with the Consumer Financial Protection Bureau.) You won't get far with your case, however, if you didn't save evidence proving the mistake is real - and that you've been substantially harmed, say consumer lawyers.
Resolve credit report
"The strongest cases are where the consumer has tried on their own, made multiple disputes and can show that they've been harmed says Joy. In numerous court cases reviewed by m, many people lost their chance to argue their case before a jury because they did not save enough evidence.
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